Three things you might not know about auto insurance

Your auto insurance policy selection may come to have a big effect on you financially when you need to file a claim. At Fulginiti Insurance, we provide auto insurance to motorists in Aston, PA.

The following are three things you might not know about auto insurance.

You can save by paying your entire premium upfront.

Most insurance providers will charge you less if you pay your entire six-month premium upfront rather than paying your premium every month. If you can afford to do so, you should try to pay your entire policy premium upfront. This will save you money over the long term. 

Items within your vehicle are not generally covered. 

It would help if you didn’t assume that you’ll enjoy coverage on items you keep within your vehicle. An auto insurance policy generally doesn’t cover damage to personal possessions within your vehicle.

For this reason, it’s best to avoid keeping valuable items in your vehicle when you can avoid it. 

Your credit score might influence how much you pay. 

Many auto insurance providers out there will check your credit score before they will sell you a policy. If your credit is poor, they may charge you more to insure your vehicle than they would if you had a good credit score.

For this reason, it’s best to do what you can to bring up your credit score when you’re shopping for insurance. If you can bring up your score, you might enjoy better coverage for a much lower rate. 

You may have a lot of questions about auto insurance in Aston, PA. If you do, we can help you find the answers you’re looking for at Fulginiti Insurance. Contact us to learn more about auto insurance in your area

Look for this important feature when choosing your auto policy

Having a car is an excellent way to get around, and for many people, they are vital for their personal and professional lives. When your vehicle is totaled, you may be surprised to learn that your coverage is insufficient to replace it with the type of car that you want. Now is the time to ensure that your auto policy provides the coverage that you need. No one wants to find out after they have an accident that their insurance policy doesn’t contain the coverage that they need! The team at Fulginiti Insurance in Aston, PA is here to help you make sure that your policy protects to cover your vehicle, health, and others on the road.

Make sure you have adequate replacement coverage

There are a lot of factors to review when selecting your auto insurance policy, and at times, the entire process can feel overwhelming. When you are choosing your policy, be sure to choose one that has adequate replacement coverage. There are different options available for replacement coverage, but for most people, the right one is the one that provides full replacement coverage. If your car is totaled, you will be in for some major headaches, and you may even have medical issues that need to be dealt with as well. Knowing that your insurance policy provides the coverage you need to replace your vehicle can help to reduce the amount of stress that you have. Don’t overlook this critical feature when you are selecting your auto policy. 

Are you in the greater Aston, PA area? If so, the team at Fulginiti Insurance is here to help you with all of your insurance needs. We are a full-service agency that is proud to work with our community and would love the opportunity to work with you too! Contact our office for a quote.