Renters Insurance Benefits For Residents in Pennsylvania

When individuals such as college students are moving into their first apartment, we recognize this as a great milestone. There are a variety of details that they will have to know and understand about maintaining their place to live. An essential way to make sure that they are protected is to have renters insurance. 

At Fulginiti Insurance, we are based in Aston, PA serving those around the state with a variety of insurance options. We believe in making sure that individuals that are renting apartments have proper insurance. As a renter, you have rights, especially when it comes to protecting your belongings. Here are some details to keep in mind while shopping for renters insurance. 

To start things off, you are not required by Pennsylvania state law to have renters insurance. Thankfully when it comes to weather-based disasters, the owner/landlord is typically responsible for covering the property damage. However, your belongings are your responsibility to protect if the latter happens. Renters insurance also covers you in the case that you’re home is broken into, and your things are stolen. You can also be covered if you have to file a lawsuit while injured on the property due to negligence (i.e., falling on snow/ice because the landlord did not properly have the sidewalk/steps taken care of).

Are you ready to speak to a representative to see what policy is best for you? Our team is here to help you with any questions and concerns that you may have while shopping for renters insurance. Fulginiti Insurance in Aston, PA is ready to help you find the renter’s insurance policy that meets your needs and lifestyle.